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Joseph, MN 56374. Joseph, MN 56374. Joseph, MN 56374. Please include your Account Number and Loan ID. Please include your Account Number and Loan ID. Phone: (888) 330-8482 Pay over the phone with a debit card or Magnifi Financial account transfer. Enroll in Magnifi Financial Digital Banking. Please include your Account Number and Loan ID. Joseph, MN 56374. Learn more here. Joseph, MN 56374. The branch offers a full-service lobby, drive-up service, 24-hour enhanced ATM, coin counter, notary service, safe deposit boxes, and instant-issue debit and credit cards. Magnifi Financial Credit Union is headquartered in Melrose, Minnesota (formerly known as Central Minnesota Credit Union) has been serving members since 1939, with 26 branches and 17 ATMs. Use Magnifi Financial's Digital Banking platform to effortlessly manage your finances. Try the AI that CNBC calls "ChatGPT meets Robinhood" Use code 14DAYSFREE at checkout to get started today for free. 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